❓ Mr. Hunter questions the Treasurer on the WA government's plans to address insurance affordability and availability issues for private properties, particularly in high-risk areas, and explores potential government interventions.

I refer to the insurance market for private properties in Western Australia and I ask:(a) What steps is the Government taking to ensure that private property across Western Australia remains adequately insured;(b) Has the Government undertaken any modelling or received advice on areas where insurance is:(i) becoming unaffordable; and(ii) at risk of being withdrawn entirely;(c) What policies or interventions is the Government considering to ensure insurance remains available at an affordable price for:(i) households;(ii) farmers and primary producers; and(iii) small businesses;(d) Will the Government consider direct intervention mechanisms, including:(i) underwriting schemes;(ii) public reinsurance models; and(iii) disaster risk pooling;(e) What actions will the Government take if insurers refuse to insure certain properties or regions:(i) will the Government act as insurer of last resort; and(ii) if not, what protections exist for affected property owners;(f) Has the Government engaged with insurers regarding withdrawal of coverage in high risk regional or costal areas:(i) if yes, what was the outcome; and(g) What coordination is occurring with the Commonwealth regarding national insurance affordability and availability? I refer to the insurance market for private properties in Western Australia and I ask: (a) What steps is the Government taking to ensure that private property across Western Australia remains adequately insured; (b) Has the Government undertaken any modelling or received advice on areas where insurance is: (i) becoming unaffordable; and (ii) at risk of being withdrawn entirely; (c) What policies or interventions is the Government considering to ensure insurance remains available at an affordable price for: (i) households; (ii) farmers and primary producers; and (iii) small businesses; (d) Will the Government consider direct intervention mechanisms, including: (i) underwriting schemes; (ii) public reinsurance models; and (iii) disaster risk pooling; (e) What actions will the Government take if insurers refuse to insure certain properties or regions: (i) will the Government act as insurer of last resort; and (ii) if not, what protections exist for affected property owners; (f) Has the Government engaged with insurers regarding withdrawal of coverage in high risk regional or costal areas: (i) if yes, what was the outcome; and (g) What coordination is occurring with the Commonwealth regarding national insurance affordability and availability?