❓ This parliamentary question seeks detailed information regarding the Western Australian Government's insurance arrangements for state-owned assets, particularly focusing on self-insurance, risk assessment, and preparedness for catastrophic events. The provided answer is very brief, stating that the Insurance Commission manages the RiskCover self-insurance scheme for 111 public authorities, covering $103 billion in property assets.
AnsweredQoN 2291Legislative Assembly
QuestionView source ↗
I refer to the State Government’s exposure to insurance risks and ask:(a) Will the Government confirm whether all State-owned buildings and assets are currently insured:(i) If yes, through which insurer(s) or internal risk arrangements; and(ii) If no, which assets are uninsured and why;(b) Will the Government table or list all State-owned buildings and infrastructure assets, including but not limited to the below and indicate whether is it insured, self insured or uninsured:(i) schools;(ii) hospitals and health facilities;(iii) police stations and emergency service facilities;(iv) overnment office buildings;(v) social housing;(vi) transport infrastructure (including rail, ports, and depots);(vii) water, electricity and utility infrastructure; and(viii) any other significant public assets;(c) Does the Government rely on a self-insurance model (e.g. RiskCover):(i) if so, what is the total annual provision for claims; and(ii) what modelling is used to assess catastrophic risk exposure;(d) Is the Government satisfied that its current insurance or self-insurance arrangements are adequate to cover:(i) natural disasters;(ii) fire and cyclone risk;(iii) flood risk; and(iv) other extreme events;(e) What contingency plans are in place if a major event exceeds insured or provisioned capacity; and(f) How is the Government monitoring and responding to rising insurance premiums impacting public assets?
I refer to the State Government’s exposure to insurance risks and ask:
(a) Will the Government confirm whether all State-owned buildings and assets are currently insured:
(i) If yes, through which insurer(s) or internal risk arrangements; and
(ii) If no, which assets are uninsured and why;
(b) Will the Government table or list all State-owned buildings and infrastructure assets, including but not limited to the below and indicate whether is it insured, self insured or uninsured:
(i) schools;
(ii) hospitals and health facilities;
(iii) police stations and emergency service facilities;
(iv) overnment office buildings;
(v) social housing;
(vi) transport infrastructure (including rail, ports, and depots);
(vii) water, electricity and utility infrastructure; and
(viii) any other significant public assets;
(c) Does the Government rely on a self-insurance model (e.g. RiskCover):
(i) if so, what is the total annual provision for claims; and
(ii) what modelling is used to assess catastrophic risk exposure;
(d) Is the Government satisfied that its current insurance or self-insurance arrangements are adequate to cover:
(i) natural disasters;
(ii) fire and cyclone risk;
(iii) flood risk; and
(iv) other extreme events;
(e) What contingency plans are in place if a major event exceeds insured or provisioned capacity; and
(f) How is the Government monitoring and responding to rising insurance premiums impacting public assets?
I refer to the State Government’s exposure to insurance risks and ask:
(a) Will the Government confirm whether all State-owned buildings and assets are currently insured:
(i) If yes, through which insurer(s) or internal risk arrangements; and
(ii) If no, which assets are uninsured and why;
(b) Will the Government table or list all State-owned buildings and infrastructure assets, including but not limited to the below and indicate whether is it insured, self insured or uninsured:
(i) schools;
(ii) hospitals and health facilities;
(iii) police stations and emergency service facilities;
(iv) overnment office buildings;
(v) social housing;
(vi) transport infrastructure (including rail, ports, and depots);
(vii) water, electricity and utility infrastructure; and
(viii) any other significant public assets;
(c) Does the Government rely on a self-insurance model (e.g. RiskCover):
(i) if so, what is the total annual provision for claims; and
(ii) what modelling is used to assess catastrophic risk exposure;
(d) Is the Government satisfied that its current insurance or self-insurance arrangements are adequate to cover:
(i) natural disasters;
(ii) fire and cyclone risk;
(iii) flood risk; and
(iv) other extreme events;
(e) What contingency plans are in place if a major event exceeds insured or provisioned capacity; and
(f) How is the Government monitoring and responding to rising insurance premiums impacting public assets?
AnswerView source ↗
Answered
9 June 2026
Responded by
Hon Rita Saffioti
Response time
9 days
(a-f) The Insurance Commission manages the Western Australia Government’s Self- insurance scheme known as RiskCover.
RiskCover insures the property assets of the 111 public authorities covered by RiskCover. The total value of property assets insured is $103 billion.
RiskCover insures the property assets of the 111 public authorities covered by RiskCover. The total value of property assets insured is $103 billion.
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